Disclamer

 The information provided on QRO is for general informational and educational purposes only.  

While we strive to provide accurate and up-to-date content, QRO makes no representations or warranties of any kind about the completeness, reliability, or accuracy of the information presented. Any action you take based on the information found on this website is strictly at your own risk. QRO will not be liable for any losses and/or damages in connection with the use of our website.  

QRO does not provide professional insurance, financial, or legal advice. Readers are encouraged to consult with a licensed insurance agent, financial advisor, or legal professional before making any decisions related to insurance policies, financial planning, or other matters discussed on this site.  

Our website may include external links to third-party websites. QRO is not responsible for the content, accuracy, or practices of any third-party sites.  

By using this website, you agree to this disclaimer and our terms of use. If you do not agree, please discontinue using QRO.